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Shopify / PayPal / Stripe fee calculator

Your own store has no marketplace commission — but processing fees and the monthly platform bill still eat margin. This spreads them across your real order volume.

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Shopify / PayPal / Stripe Fee Calculator

Own-store orders have no marketplace commission, but every sale pays a processing fee and your monthly platform bill has to be spread across real order volume. Pick a processor preset or type your own rate.

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How the Shopify fee calculator works

Two costs hit every own-store order: the card-processing fee (a percentage plus a fixed amount) and your share of the monthly platform bill — $39 spread over 100 orders is $0.39 per order, over 20 orders it is $1.95. The calculator adds both to your product, shipping, and ad cost and shows profit per order, margin, and the break-even order value, correctly handling the percentage fee.

Frequently asked questions

What are Shopify Payments fees in 2026?

Online rates are roughly 2.9% + $0.30 on Basic, 2.7% + $0.30 on Shopify, and 2.5% + $0.30 on Advanced. Using a third-party gateway adds an extra 2% / 1% / 0.6% transaction fee on top.

Is PayPal cheaper than Stripe?

Usually not — PayPal Checkout is 3.49% + $0.49 versus Stripe's 2.9% + $0.30. PayPal can still lift conversion for some audiences, so test rather than assume.

Should I include app subscriptions in the monthly bill?

Yes. Every recurring cost that exists only because the store exists — plan, apps, theme licences — belongs in the monthly figure so it is amortised per order.

All free seller calculators

Amazon

All Amazon →

Everything Amazon takes from a sale, worked out from the official 2026 US rate card: referral and FBA fulfilment fees, size tiers, storage, and the ACOS ceiling your ads can afford.

Marketplaces

All Marketplaces →

Each marketplace stacks fees differently — on shipping, per order, per listing, or through ads. Pick your channel and see what one order really nets you.

Pricing & Profit

All Pricing & Profit →

Channel-independent maths every seller needs: what a unit truly costs to land, what margin a price leaves, and what price a target margin requires.

Amazon changes fees every January.
Get one email when the rate card changes — no spam, just the update.
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