How the Shopify fee calculator works
Two costs hit every own-store order: the card-processing fee (a percentage plus a fixed amount) and your share of the monthly platform bill — $39 spread over 100 orders is $0.39 per order, over 20 orders it is $1.95. The calculator adds both to your product, shipping, and ad cost and shows profit per order, margin, and the break-even order value, correctly handling the percentage fee.
Frequently asked questions
What are Shopify Payments fees in 2026?
Online rates are roughly 2.9% + $0.30 on Basic, 2.7% + $0.30 on Shopify, and 2.5% + $0.30 on Advanced. Using a third-party gateway adds an extra 2% / 1% / 0.6% transaction fee on top.
Is PayPal cheaper than Stripe?
Usually not — PayPal Checkout is 3.49% + $0.49 versus Stripe's 2.9% + $0.30. PayPal can still lift conversion for some audiences, so test rather than assume.
Should I include app subscriptions in the monthly bill?
Yes. Every recurring cost that exists only because the store exists — plan, apps, theme licences — belongs in the monthly figure so it is amortised per order.